Marta Świerczyńska | Mariola Węglińska
JEL classification: D14, E58, G21, G28;
Keywords: FX loans, housing loans, risk, supervisory actions, customers, households;
Abstract: The article relates to the attractiveness of FX housing loans for households which led to over increase
in EU countries. Results of comparative analysis conducted for Poland, Austria, Romania and
Hungary indicates that actions taken by the supervisory bodies dedicated to demand indicators
influence credit increase limitation in different ways. Non-standard actions taken seem to be most
effective. Nevertheless, looking at the Hungarian caseit brings high costs to the economy.